TDS Insured

TDS Insured

Coming Soon

TDS Insured - Agent-managed deposits with flexible control and low fees

Tenancy Deposit Scheme is the UK’s longest‑running, not‑for‑profit deposit protection provider. Offering free Custodial and low‑fee Insured schemes, plus impartial dispute resolution, TDS helps letting agents ensure compliance, build tenant trust, and reduce deposit-related disputes - all while delivering award-winning service and training to support smooth tenancies.

Description

For agencies that prefer to retain control of deposits while still remaining fully compliant, TDS Insured offers a smart and cost-effective alternative. With this insured scheme, agents or landlords hold the deposit themselves, pay a modest insurance fee to TDS, and benefit from the same impartial dispute resolution and compliance assurance you’d get under TDS.

Under UK law, deposits must be protected within 30 days, and failing to do so can trigger penalties of up to three times the deposit amount. With TDS Insured, your agency meets those legal obligations while maintaining flexibility over deposit handling. You still gain access to TDS’s award-winning support, training via TDS Academy, and an online portal to simplify deposit workflows.

Key Features

  • Insured Scheme (agent-held deposits): Agents or landlords retain the deposit and pay an insurance premium
  • Independent Dispute Resolution: Fair adjudication through TDS’s online platform
  • Legal Compliance Guarantee: Meets deposit protection obligations under the Housing Act 2004
  • Online Management Tools: Upload evidence, issue Prescribed Information, handle changes, and manage communications
  • Support & Training: Full access to TDS Academy, documentation, and expert assistance
  • Benefits

  • Control over deposit funds: You manage the deposit while still staying protected
  • Lower cost alternative: Insurance fees are modest compared to penalties
  • Reduced liability: Compliance backed by TDS’s oversight
  • Streamlined workflow: Digital tools reduce admin burden
  • Credible reassurance: Association with a long-standing non-profit scheme builds trust
  • 
Choose TDS Insured for a flexible, agent-controlled deposit protection option that offers strong safeguards, compliance, and support. Join now to offer assurance to landlords and tenants alike.

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